bip32 = hd wallets, what they are how they work
bip39 = specific type of mnemonic, and the process for turning it into a bip32 seed
bip44 = a specific format of a bip32 wallet
本文转自hbyh 51CTO博客，原文链接http://blog.51cto.com/norman20000/1852143：，如需转载请自行联系原作者
