支付宝支付-提现到个人支付宝

提现到个人支付宝官方的名称是单笔转账到支付宝账户

1、创建应用并获取APPID

如果没有在开发平台创建应用就得创建一个《开放平台应用创建指南》
如果之前有创建过应用那么就可以直接添加功能

如果只是测试不上线可以跳过上面的步骤，直接使用沙盒环境测试

2、配置密钥

可以参考《配置应用环境》

生成RSA密钥

!配置密钥

3、下载服务端SDK

下载开放平台服务端SDK

4、使用服务端SDK

4.1 初始化SDK

AlipayClient alipayClient = new DefaultAlipayClient(URL, APP_ID, APP_PRIVATE_KEY, FORMAT, CHARSET, ALIPAY_PUBLIC_KEY, SIGN_TYPE);

参数说明可以参考关键参数说明

4.2 接口调用

调用流程

说明：

1、如果商户重复请求转账，支付宝会幂等返回成功结果，商户必须对重复转账的业务做好幂等处理；如果不判断，存在潜在的风险，商户自行承担因此而产生的所有损失。

2、如果调用alipay.fund.trans.toaccount.transfer掉单时，或返回结果code=20000时，或返回结果code=40004，sub_code= SYSTEM_ERROR时，请调用alipay.fund.trans.order.query发起查询，如果未查询到结果，请保持原请求不变再次请求alipay.fund.trans.toaccount.transfer接口。

3、商户处理转账结果时，对于错误码的处理，只能使用sub_code作为后续处理的判断依据，不可使用sub_msg作为后续处理的判断依据。

4.3 SDK的调用

主要涉及到两个接口

• 单笔转账到支付宝账户接口alipay.fund.trans.toaccount.transfer

• 查询转账订单接口alipay.fund.trans.order.query

4.4 单笔转账到支付宝账户接口alipay.fund.trans.toaccount.transfer 封装

直接调用转账接口如果返回不是Success 就调用转账查询接口

/**
     * 单笔转账到支付宝账户
     * https://doc.open.alipay.com/docs/doc.htm?spm=a219a.7629140.0.0.54Ty29&treeId=193&articleId=106236&docType=1
     * @param content
     * @return
     * @throws AlipayApiException
     */
    public static boolean transfer(AlipayFundTransToaccountTransferModel model) throws AlipayApiException{
        AlipayFundTransToaccountTransferResponse response = transferToResponse(model);
        String result = response.getBody();
        log.info("transfer result>"+result);
        System.out.println("transfer result>"+result);
        if (response.isSuccess()) {
            return true;
        } else {
            //调用查询接口查询数据
            JSONObject jsonObject = JSONObject.parseObject(result);
            String out_biz_no = jsonObject.getJSONObject("alipay_fund_trans_toaccount_transfer_response").getString("out_biz_no");
            AlipayFundTransOrderQueryModel queryModel = new AlipayFundTransOrderQueryModel();
            model.setOutBizNo(out_biz_no);
            boolean isSuccess = transferQuery(queryModel);
            if (isSuccess) {
                return true;
            }
        }
        return false;
    }

    public static AlipayFundTransToaccountTransferResponse transferToResponse(AlipayFundTransToaccountTransferModel model) throws AlipayApiException{
        AlipayFundTransToaccountTransferRequest request = new AlipayFundTransToaccountTransferRequest();
        request.setBizModel(model);
        return alipayClient.execute(request);
    }

4.5 查询转账订单接口alipay.fund.trans.order.query 封装

/**
     * 转账查询接口
     * @param content
     * @return
     * @throws AlipayApiException
     */
    public static boolean transferQuery(AlipayFundTransOrderQueryModel model) throws AlipayApiException{
        AlipayFundTransOrderQueryResponse response = transferQueryToResponse(model);
        log.info("transferQuery result>"+response.getBody());
        System.out.println("transferQuery result>"+response.getBody());
        if(response.isSuccess()){
            return true;
        }
        return false;
    }
    public static AlipayFundTransOrderQueryResponse transferQueryToResponse(AlipayFundTransOrderQueryModel model) throws AlipayApiException{
        AlipayFundTransOrderQueryRequest request = new AlipayFundTransOrderQueryRequest();
        request.setBizModel(model);
        return alipayClient.execute(request);
    }

5、 接口测试

/**
     * 单笔转账到支付宝账户
     * https://doc.open.alipay.com/docs/doc.htm?spm=a219a.7629140.0.0.54Ty29&treeId=193&articleId=106236&docType=1
     */
    public void transfer() {
        boolean isSuccess = false;
        String total_amount = "100";
        AlipayFundTransToaccountTransferModel model = new AlipayFundTransToaccountTransferModel();
        model.setOutBizNo(StringUtils.getOutTradeNo());//生成订单号
        model.setPayeeType("ALIPAY_LOGONID");//固定值
        model.setPayeeAccount("abpkvd0206@sandbox.com");//转账收款账户
        model.setAmount(total_amount);
        model.setPayerShowName("测试退款");
        model.setPayerRealName("沙箱环境");//账户真实名称
        model.setRemark("javen测试单笔转账到支付宝");

        try {
            isSuccess = AliPayApi.transfer(model);
        } catch (Exception e) {
            e.printStackTrace();
        }
        renderJson(isSuccess);
    }

故意把账户真实名称写错

{
  "alipay_fund_trans_toaccount_transfer_response": {
    "code": "40004",
    "msg": "Business Failed",
    "sub_code": "PAYER_USER_INFO_ERROR",
    "sub_msg": "付款用户姓名或其它信息不一致",
    "out_biz_no": "051023044814944"
  },
  "sign": "Zbm9lI9GbTlLbYsPQoJhd5y7+oevOInPFoKlRWp2064VUPZYUGBJRiM/8Ip8Vfz4MDhu+0Uc3gEzvoXk1O6eVj7bAPjGLc5cZI3gQNmbogTxeK/4eGgIjxJBKK46r6rzKgK2/e7YEBmExi6hACbo3inBqX0OnaIxIbedZnYY2qrkNdhIjiD1G/EWJNH846IEwhwLkihV7vVKXhIgfmfKmGu5jE7aNddwxKhAK8fAzTR7JOs8p/ZOcLD9/RHfUP1ro4HoNlUOrFUZfhxRuUEFwLxvcJon0HkcO6dnjNnXQx3jh/Ne3632SpWca1pZczervU3/z9/C0LVflQWna42t9g=="
}

正确返回结果

{
  "alipay_fund_trans_toaccount_transfer_response": {
    "code": "10000",
    "msg": "Success",
    "order_id": "20170510110070001500460000004431",
    "out_biz_no": "051023003214944",
    "pay_date": "2017-05-10 23:00:30"
  },
  "sign": "hedaOEcrS8CwzcLNFAQhLWJnmevaA4a+SsNuzuuyBHABUjJ+ZvagMoS1/eUpRIHfwXVOLxGVjCCtJzi4Irclqu2Roz9aHo8ROkNKFKbw66lcT2dOo9AWCYw8UVhQDUjjSZ/d+lu9nnpHPf3ZPPdFHvziBo6ghZF0DRiIX/9ZVx7uH7grFJb8SRbCbcF5C7eouJU8Aw9sMdu/XjREdlW7pLvjeinzouOLbIpICRP33JtGC/KhgdQltDzlXHtVgi9xWRJVXJVp7+jtDRbRP+V+ImY9NqYKtpfxtTBZZ1bW6nOxJaMV7ePgC/6GpDIyWjg+LdHQ09eeBtTy4XCOxtGe1g=="
}

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