多层if如何优化， chatgpt告诉你

List<CustomerFinanceDTO> customerFinanceList = proFinanceInfo;
if (ObjectUtil.isNotEmpty(customerFinanceList) && customerFinanceList.size() > ACCOUNT_SIZE_ZERO) {
    for (CustomerFinanceDTO item : customerFinanceList) {
        if (reportId.equals(item.getCustomerFinanceId())) {
            boolean sendFlag = CreditUtils.checkValInCommonClass(
                new CreditModelCdsSecond.ProjectCdClass1(),
                requestDTO.getGradeModeLNo()
            );
            if (sendFlag) {
                projectValue01 = item.getProjectValue();
            }
        }
    }
}