下载地址:https://www.pan38.com/share.php?code=93SjD 提取码:8888 【仅供学习参考】
银行系统流水记录的真实生成原理
电子回单的加密验真技术
基于Java的财务管理系统开发
// 银行交易记录实体类
public class TransactionRecord {
private String transactionId;
private LocalDateTime timestamp;
private BigDecimal amount;
private String accountFrom;
private String accountTo;
private String currency;
// 标准的getter/setter方法
// 数据验证逻辑
// 序列化方法
AI 代码解读
}
// 交易记录生成服务
public class TransactionService {
public TransactionRecord generateRecord(TransactionRequest request) {
// 实际银行系统会在此处:
// 1. 验证账户有效性
// 2. 检查余额
// 3. 生成防伪编号
// 4. 数字签名
}
}
// 记录验证服务
public class VerificationService {
public boolean verifyRecord(TransactionRecord record) {
// 实际验证逻辑包括:
// 1. 数字签名验证
// 2. 流水号校验
// 3. 与银行数据库比对
}
}
import java.math.BigDecimal;
import java.time.LocalDateTime;
import java.util.UUID;
import java.security.MessageDigest;
// 交易记录实体
public class TransactionRecord {
private final String transactionId;
private final LocalDateTime timestamp;
private final BigDecimal amount;
private final String accountFrom;
private final String accountTo;
private final String currency;
private String digitalSignature;
public TransactionRecord(String from, String to, BigDecimal amount, String currency) {
this.transactionId = UUID.randomUUID().toString();
this.timestamp = LocalDateTime.now();
this.accountFrom = from;
this.accountTo = to;
this.amount = amount.setScale(2);
this.currency = currency;
}
public void sign(MessageDigest digest) {
String rawData = transactionId + timestamp.toString() + amount.toString();
this.digitalSignature = bytesToHex(digest.digest(rawData.getBytes()));
}
private static String bytesToHex(byte[] hash) {
StringBuilder hexString = new StringBuilder();
for (byte b : hash) {
hexString.append(String.format("%02x", b));
}
return hexString.toString();
}
AI 代码解读
}
import java.util.ArrayList;
import java.util.List;
import java.security.NoSuchAlgorithmException;
public class TransactionService {
private final MessageDigest digest;
private final List ledger = new ArrayList<>();
public TransactionService() throws NoSuchAlgorithmException {
this.digest = MessageDigest.getInstance("SHA-256");
}
public TransactionRecord createTransaction(String from, String to,
double amount, String currency) {
BigDecimal decimalAmount = BigDecimal.valueOf(amount);
TransactionRecord record = new TransactionRecord(from, to, decimalAmount, currency);
record.sign(digest);
ledger.add(record);
return record;
}
public void printLedger() {
ledger.forEach(record -> {
System.out.println("ID: " + record.getTransactionId());
System.out.println("From: " + record.getAccountFrom());
System.out.println("To: " + record.getAccountTo());
System.out.println("Amount: " + record.getAmount() + record.getCurrency());
System.out.println("Signature: " + record.getDigitalSignature());
System.out.println("----------------------");
});
}
AI 代码解读
}
class Main {
public static void main(String[] args) throws Exception {
TransactionService service = new TransactionService();
// 模拟合法交易
service.createTransaction("CN10001", "CN20002", 5000.00, "CNY");
service.createTransaction("US30003", "CN10001", 1200.50, "USD");
// 打印交易账本
service.printLedger();
}
AI 代码解读
}
交易数据不可变性设计
数字签名防篡改机制
交易流水账本管理
实际银行系统还会包含:
与央行支付系统的对接
反洗钱规则引擎
分布式事务处理
审计日志系统